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When your finances start to spiral and it becomes increasingly difficult to keep up with credit card payments or build toward financial goals, switching your payment method temporarily to cash or debit could help. Spending with credit cards can stimulate the brain’s reward center and drive you to make more purchases, according to a recent...

Using a credit card for your daily purchases can net you rewards and give you purchase protection that debit cards can't match. Using a credit card for daily purchases can lead to overspending and result in high-interest debt. Both of these statements are true, but the latter statement tends to be truer for me, a...

In the past year, the Federal Reserve has employed several interest rate hikes in an effort to stabilize the U.S. economy. Depending on your situation and financial institution, your debt may have gotten more expensive or your savings might have grown. As rates continue to change, it’s worth exploring whether you’re still getting the best...

When you’re caring for a newborn, it can be hard enough to carve out time to shower, let alone stay on top of money tasks. In the fog of sleep deprivation, you may miss a bill payment or impulse-buy random things online to help with infant care. Suddenly, your credit scores are down and your...

Leaving an abusive relationship isn’t just difficult � it can be dangerous. One major complication is how frequently abusers control access to money, leaving their victims less likely to be able to afford legal assistance, new housing, therapy and other resources. This makes victims of abuse more likely to stay, no matter how emotionally ready...

At a time when everything seems to cost more, finding out you owe a fee on top of a base purchase price is rage-inducing.Even the federal government is getting annoyed. Fees got a mention in the 2023 State of the Union address, on account of the Biden administration’s recent plan to eliminate “junk fees,� such...

When you lack the money in your bank account to deal with an unexpected cost, a credit card cash advance is one way to get quick access to needed funds � but there are some major downsides. You’ll be on the hook for cash advance and ATM fees, along with interest that begins to accrue...

In 2022, we got revenge. Revenge spending, revenge travel � we were determined to make up for time we lost amid the height of the COVID-19 pandemic. But the economy had other plans, and inflation and rising interest rates started to limit the fun. Over the past year: Buying and borrowing became more expensive. Inflation had...

Between financially helping his parents and losing income as a result of the COVID-19 pandemic, Jeremy Mazza landed into serious credit card debt. Relief came from a source he wasn’t expecting: his partner, Ginna Lambert, who had come into a small inheritance. She suggested “investing� part of her bounty in their shared future by lending...