365betÌåÓýÔÚÏßÊÀ½ç±­

Shoppers gearing up for the 2023 holiday season won’t have to look hard for a convenient way to pay for all those presents.“Buy now, pay later,� a type of payment plan that divides the total cost of your purchase into smaller installments, is offered at most major retailers, including Walmart, Target and Amazon. It’s expected... Read more5 Questions to Ask Before You Buy Now, Pay Later for the Holidays

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week's episode starts with... Read moreSmart Money: Travel Tips, and Budgeting for a Non-Traditional Life

After three years, the pandemic-era freeze on student loan payments will end in late August. It might seem tempting to just keep not making payments, but the consequences can be severe, including a hit to your credit score and exclusion from future aid and benefits. Read moreIt's almost time to resume student loan payments. Not doing so could cost you

Women often don’t score as well as men in surveys of financial literacy. One area where we seem to do better is “longevity literacy,� or understanding how long we’re likely to live.Longevity literacy is essential to smart retirement planning. Overestimate your longevity, and you could retire too late or scrimp too much. Underestimate it and... Read moreYou’ll Probably Live Longer Than You Think

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode continues our nerdy deep dive into the price of parenthood: This week, we’re focusing on adoption. Check out this episode on either of these platforms:Apple PodcastsSpotifyOur takeThis week’s episode is all about parenthood through adoption. Adoption is an incredible... Read moreSmart Money: The Price of Parenthood: What It Takes to Adopt

By 2040, 20,500 kilotons of used electric vehicle batteries could enter the recycling stream every year � roughly the weight of a fully loaded Boeing 747 every 11 minutes � according to the consulting firm McKinsey & Company. That’s up from 50 kilotons in 2020. “All the people that are doing what we do are... Read moreGetting More EVs Will Require Recycling More Old Batteries

The Federal Reserve finally pressed pause after 10 consecutive rate hikes since March 2022.The current federal funds rate range of 5% to 5.25% will remain as is while the Fed assesses the impact of prior basis point hikes.Don’t celebrate just yet � the central bank also projects two more rate hikes by year’s end.Fed Chair... Read moreJune Fed Meeting: Finally, a Pause on Rate Hikes

Can savings rates continue to rise without Federal Reserve action? Fed officials concluded a two-day meeting Wednesday and decided not to raise the federal funds rate, breaking a streak of 10 consecutive increases that started in March 2022. The target range remains 5% to 5.25%.Since the consecutive increases started, yields on savings accounts have soared.... Read moreWith No Fed Rate Increase, Will Savings Rates Grow?